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Terms of Use

Acceptance of Terms

IMPORTANT! PLEASE READ CAREFULLY. THIS IS A CONTRACT. BY USING THIS WEB SITE, YOU ACCEPT ALL TERMS AND CONDITIONS OF THIS AGREEMENT. YOUR ACCESS AND USE OF THE WEB SITE CONSTITUTES YOUR AGREEMENT TO ABIDE BY EACH OF THE TERMS AND CONDITIONS SET FORTH BELOW. If you disagree with any of the terms that follow, or do not agree to be bound by all such terms, do not use this site or any of its related services.

Personal and Noncommercial Use Limitation

In order to use the Services, you must be at least 18 years of age. In consideration of your use of the Services, you agree to provide true, accurate and current information about yourself as prompted by the required registration forms. This Site is for your personal, noncommercial use. You may not modify, copy, distribute, transmit, display, perform, reproduce, publish, license, create derivative works from, transfer, or sell any information, software, products or service found on or obtained from the Site; provided that you may download, reproduce, and retransmit BestLenderBlog.com Information solely for non-commercial purposes within your organization. With the exception of the foregoing limited authorization, no license or right in any copyright of BestLenderBlog.com or any other party is granted or conferred to you.

The site is provided on an “as is” basis without warranties of any kind, either express or implied, including but not limited to warranties of title or implied warranties of merchantability, fitness for a particular purpose, or non-infringement, other than those warranties which are imposed by and incapable of exclusion, restriction or modification under the laws applicable to this agreement. YOUR USE OF THIS SITE IS AT YOUR OWN RISK. IN NO EVENT SHALL BestLenderBlog.com, ITS AGENTS, REPRESENTATIVES OR LICENSORS be liable for any LOSS OR INJURY OR ANY damages, either direct, indirect, punitive, special, incidental, consequential or otherwise, resulting from, or in any way connected to, the use of this site OR ANY BestLenderBlog.com INFORMATION, in each case regardless of whether such damages are based on contract, tort, strict liability, or those other theories of liability. Some jurisdictions do not allow the exclusion of implied warranties or consequential or incidental damages, so portions of the above-referenced exclusions may not directly apply to you. YOU HEREBY WAIVE ANY AND ALL CLAIMS AGAINST BestLenderBlog.com, ITS AGENTS, REPRESENTATIVES AND LICENSORS ARISING OUT OF YOUR USE OF THE SITE OR ANY OTHER BestLenderBlog.com INFORMATION.

Copyright and Proprietary Rights Information

The Site may contain technical inaccuracies or typographical errors or omissions. BestLenderBlog.com reserves the right to make changes, corrections and/or improvements to the Site, and to the products and programs described in such information, at any time without notice.

This Site contains and references trademarks, patents, trade secrets, technologies, products, processes or other proprietary rights of BestLenderBlog.com. No license or right to or in any such trademarks, patents, trade secrets, technologies, products, processes and other proprietary rights of BestLenderBlog.com and/or other parties is granted to or conferred upon you.

Available Services

The purpose of the Site is to provide consumers with ability to receive comparative financial service quotations from a network of lenders, insurance agents, brokers and other licensed financial service providers, based on the information you have provided. Each Provider may have one or numerous companies with which they will provide you with the most competitive quote. Once you have provided us with the information needed, by sufficiently completing an appropriate online form, we will refer that information to providers, which then may contact you directly if they are able to provide you with a quotation for financial services. From time to time these Providers may ask for additional information they may need to obtain an accurate quote. By comparing up to five most competitive quotes received from up to five Providers, you will be able to select most competitive quotes. In the event that we do not have sufficient participation on our network in your area, you may receive less than five offers.

We are not a lender, insurance company, or other financial service company. We do not endorse or recommend any companies or insurance policies and we do not provide insurance, tax or financial advice. We do not guarantee that any of the lenders, insurance agents, brokers and/or companies to whom we may forward your information will contact you or agree to provide you coverage. We are not responsible, in any way, for the conduct of the lenders, insurance agents, brokers or companies to whom we forward your insurance quotation requests. If you need personal advice, explanation of coverage, assessment of needs or specific mortgage or policy recommendations, consult with a licensed lender, insurance agent, broker, or other qualified professional. We reserve all the rights to our Site contents, and may at our discretion change the contents of the Site, or restrict access to certain sections of the Site, or to discontinue any aspect of the Site, including, but not limited to content, features, hours of availability, without notice or penalty.

USER INFORMATION

While using the Site, you may be asked to provide, or choose to provide on your own, information (hereinafter “User Information”). The User Information you submit to us in order to receive insurance quotations and not in any other manner. Our information collection and use policies with respect to the privacy of personal information, with the exception of testimonials, which may be used to advertise our Site, are set forth in our Privacy Policy section, which is incorporated herein by reference for all purposes. Please read our Privacy Policy before submitting your User Information. You acknowledge and agree that you are solely responsible for the accuracy and content of the User Information. We will not display, disclose, sell, refer, share or otherwise give access to your personal private User Information, accept as for the purpose of providing insurance quotation as set forth in the Term and Conditions of this Agreement. We reserve the right to refuse to post or to remove any User Information, in whole or in part, that, in our sole view, is unlawful, unacceptable, undesirable, inappropriate or is in violation of these Terms and Conditions.

Links to the Web Site

You may not establish a hypertext “link” to the Web Site and/or distribute, modify or re-use the text or graphics of the Web Site unless you obtain prior express written permission from BestLenderBlog.com allowing you to do so.

Links to Third Party Sites

This site contains links to sites that are controlled by third parties. Those linked sites are not under the control of BestLenderBlog.com, and BestLenderBlog.com is not responsible for the contents of any linked site or any link contained in a linked site. BestLenderBlog.com is providing those links to you only as a convenience, and the inclusion of any link does not imply endorsement by BestLenderBlog.com of any linked site or constitute any warranty by BestLenderBlog.com of any linked site or any items contained on such site.

Governing Law

Any disputes arising out of or related to the Site shall be governed by and construed and enforced in accordance with the laws of the State of Illinois, applicable to contracts entered into and to be performed entirely within the State of Illinois.

No Unlawful or Prohibited Use. As a condition of your use of the Site, you warrant to BestLenderBlog.com that you will not use the Site for a purpose that is unlawful or prohibited by these terms, conditions, and notices.

Copyright 2007 BestLenderBlog.com